Scrutinize Appointment Documents
You could be hurting yourself.
You're excited to have matched into a fellowship or perhaps you've received a post-training job offer and someone sends you documents to sign; an employment contract or letter of agreement.
Do yourself a favor and refrain from signing anything until you've had time to critically review the information and/or sought the advice of an attorney or your union.
Things to look for: no mention of specific pay or pay ranges, healthcare benefits not being included, paid time off and paid leave not addressed, missing information on disability insurance coverage, unusual gaps in start dates.
The HOA has seen several House Officers sign employment letters or accept a grant funded appointment for a research position, only to find out they would be taking a steep cut in pay, lose their Lump Sum, and have no disability insurance coverage.