Your Disability Insurance Questions Answered

Flynn Benefits will be in the HOA lounge on December 20 with free food.

The HOA's Long-term Group Disability representative, Mike Flynn, will be available on Friday, December 20, from 11 am to 1 pm (with Jimmy John's) to answer your questions regarding both group coverage through the HOA contract and guaranteed medical specialty coverage, once you finish training.

Your plan is guaranteed issue and portable.

Additional coverage is also available for purchase while you are a House Officer.  Lock into medical specialty coverage before your birthday when the rates will increase!  

Periodically insurance agents from around the country obtain the email addresses of physicians and target them with deceptive advertising. This has been a common occurrence at U of M for house officers. Most recently some house officers received an email letting them know that the unisex rates currently offered were going away. 

  • The House Officer disability plan is not changing.
  • Flynn Benefits Group is the only broker associated with the HOA contract to administer the disability plan offered to House Officers.
  • If you do apply with an outside company and the application is declined or postponed, you will not be able to take advantage of the HOA individual options.
  • If something ever changes with the plan, you will be informed by Mike Flynn or the HOA directly.