Open Enrollment is an annual opportunity for House Officers and other employees to change their benefits for the following calendar year. Changes will go into effect on January 1.

• Benefits included are health, dental, vision, legal services, and flexible spending accounts (FSAs).
• No action is required to keep your current benefits, except for Flexible Spending Accounts (FSAs). The IRS requires annual enrollment to participate in an FSA.

House Officer contributions for health plans and coverage levels for 2025 can be found online now using Wolverine Access, Self Service > Benefits. The page displays the individualized rates for House Officers. Rates for all benefits plans for which employees are eligible are displayed.

Beginning October 21, House Officers may log into Wolverine Access and make changes until 5:00 p.m. on November 1. If you cannot access self-service Benefits contact the Shared Services Center at (734) 615-2000 or (866) 647- 7657.

UHR News: Open Enrollment 2025 Dates Set

Please see the following information provided by Michigan Medicine HR: 

What's New for 2025

Consumer-Directed Health Plan With Health Savings Account

The CDHP and HSA plan annual limits set by the IRS will change in 2025.

The CDHP individual deductible will be $1,650, with the family deductible set at $3,300.

The annual out-of-pocket maximum (in network) will be $5,500 for an individual and $9,200 for a family.

The HSA annual contribution maximum (university + employee) has been set at $4,300 for an individual and $8,550 for a family. U-M’s maximum HSA contribution will be $825 for an individual and $1,650 for a family. 

Learn more about the Consumer-Directed Health Plan.

Health Care Flexible Spending Account

For 2025, you can contribute a minimum of $120 up to a maximum of $3,200 per calendar year to your Health Care FSA.

You must re-enroll each year to participate in a flexible spending account (FSA). The IRS does not allow FSA enrollments to carry over from one year to the next.

Learn more about Flexible Spending Accounts.

Legal Plan Enhancements

The following services will be added to the Legal Plan at no additional cost in 2025:

• Divorce, dissolution and annulment (contested and uncontested)
• Custody order
• Enforcement or modification of support order

Learn more about the Legal Plan.

Vision Plan Updates

The Vision Plan covered allowances for eyeglass frames and contact lenses will increase from $130 to $200. Monthly plan premiums also will decrease by about 10%.

Learn more about the Vision Plan.

Changes Outside of Open Enrollment

Outside of the annual Open Enrollment period, you may be able to make specific benefits changes within 30 days of a qualifying family status event. See Life Events for details on making benefits changes.

Benefits You Can Change Any Time

Retirement savings plans, life insurance, and long-term disability plans are not part of Open Enrollment. If eligible, you may enroll or make changes to these plans at any time.

U-M Retirement Savings Plan elections are not part of Open Enrollment and you can make changes at any time throughout the year. However, to avoid conflict with Open Enrollment benefit changes, initiating 403(b) SRA, and 457(b) Deferred Compensation Plan elections through Wolverine Access Self-Service will not be available on the last two days of Open Enrollment.

 

Reminders

• Use health plan resources to your advantage: Resources are available to help you find the health plan that works best for you.
• Keep your address current: Update your address through Wolverine Access by selecting Employee Self Service > Campus Personal Information > Addresses > Current Local.
• Update your beneficiaries: Check your beneficiary designations for your U-M life insurance and retirement savings plan accounts.
• Stay informed: To receive news from University Human Resources about benefits, programs, policies and other activities for faculty and staff, sign up to receive updates by email.
• Pay attention: Watch for information about all things Open Enrollment in UHR News, The University Record, emails and more.